Site Use & Privacy Statement

Website Use Terms and Conditions

Please read and review this document carefully before accessing further information on this website. By proceeding to access this website, you agree to be bound by the terms and conditions set forth below. If you do not wish to be bound by these terms and conditions, please do not access or use this website. American Underwriting Services ("AUS") may modify this agreement and its terms and conditions, and such modified agreement shall be effective immediately upon posting. Your continued access to or use of this service shall be deemed your conclusive acceptance of the agreement and its terms and conditions and any modifications thereto.

In this site, AUS has attempted to provide information that is accurate, complete, and reliable as of the time it was published or posted. However, AUS makes no representation about the suitability of the information contained in the documents or other information published on this site. All such documents and related graphics are provided "as is" without warranty of any kind, either express or implied.

AUS hereby disclaims all warranties with regard to this information, including all implied warranties and conditions of merchantability, fitness for a particular purpose, title, and non-infringement. AUS neither makes nor implies a warranty as to the accuracy, completeness, or reliability of the information provided herein, including, without limitation, information regarding AUS’ planned or prospective service offerings or service coverage. AUS disclaims all liability for technical inaccuracies, typographical errors, or other errors or omissions contained within this site. AUS does not warrant that this site or the server that makes it available are free of viruses or other harmful components, nor that the access to this site will be uninterrupted or error-free, and AUS assumes no responsibility for any and all damage caused thereby. By proceeding to access this site, you hereby assume the entire risk of relying upon the information provided herein.

In no event shall AUS be liable for any damages, including, without limitation, special, direct, indirect, incidental, consequential, punitive, lost profits, or other damages arising from or in connection with the use, inability to use, or loss of the data contained within this site, whether in an action of contract, negligence, third-party claim, other tortious action, or any other action or claim. This disclaimer applies to any damages, injury or loss caused by any failure in performance, error, defect, interruption, deletion, delay in operation or transmission in the transmission thereof to the user, or for any other claims or losses arising therefrom or occasioned thereby. AUS may make changes to the information provided in this site, or to the products or services provided herein, at any time without notice. However, AUS has no obligation to provide such modifications or updates, or to continue to provide access to this site.

The American Underwriting Services, LLC (“AUS”) sites may contain links to third party websites (“linked sites”). The linked sites are not under AUS’ control, and AUS is not responsible for and does not endorse the content of, or any link embedded in, any linked site, whether or not AUS is affiliated with the sponsors of the linked site. You enter a linked site at your own risk. You are responsible for your visit to any linked site and you are expected to read and follow the terms of use and privacy policies posted on any linked site. AUS is not responsible for any transmission or product received from any linked site, nor is AUS responsible if the linked site or any product featured on the site is not functioning, is damaged or is unavailable. AUS shall not be responsible for slower access speeds while linking to or visiting third party sites (access speeds may vary). Any delivery of and payment for goods and services, any warranties or any other terms of use for a linked site or linked site product, are strictly between you and the third party, and AUS is not responsible for any transaction between you and a third party. AUS does not guarantee that the linked sites are suitable for all viewers, therefore viewer discretion is advised.


Privacy Statement

American Underwriting Services, LLC (“AUS”) has created this privacy statement to demonstrate its firm commitment to privacy by informing site visitors of our data collection and storage practices, and guidelines for use of visitor data.

The following statements detail information gathering and dissemination practices for American Underwriting Services, LLC, located at http://www.americanunderwritingservices.com and any other associated sites using the americanunderwritingservices.com domain.

User Tracking and Data Capture Practices

Our servers collect and aggregate user information site-wide, including anonymous site statistics, such as the number of views of each page. We log domain names and/or IP addresses of visitors (such as umich.edu, aol.com, 209.168.1.1, etc.), which permits us to know "where" visitors are from, or what access service they use, without knowing their individual identities. Because we do not require users to register with us, this "host level" tracking is our primary basis for assessing traffic patterns.

On certain pages, we give users the option of providing us with names, addresses, phone numbers, fax numbers, email addresses, and other personal information, and various other kinds of details. This more personal information is gathered only with users` knowing and active permission and participation.

American Underwriting Services, LLC Website does not use any cookies that are automatically written to your computer's hard drive or retained by AUS or our vendors.

The AUS Website does set "session specific cookies" to help run its interactive online applications, such as the shopping cart. The session specific cookies only exist in your computer's short term memory (RAM) and only exist as long as the session lasts. They expire (disappear from your computer's memory) when the session ends. These cookies will NOT be written to a user's hard drive. Under no circumstance will any information associated with these cookies be retained or used by AUS or its vendors after the session is completed.

In addition, the third party email management provider that oversees the AUS's newsletter distribution and data handling (see section below) will use cookies for the sole purpose of ensuring that an individual user can only access his/her personal profile and subscription information. This prevents a user from accessing or viewing another subscriber's personal or subscription information. By contract with the AUS, the vendor will not transfer or sell any information that it collects from users of the AUS Website to a third party.

On some pages, users can sign up to receive additional information by e-mail through an e-mail subscription service (as discussed below), or by other means, including postal mail. Personal information that has been volunteered to us may also be combined with data from third parties, such as Congressional district maps, to improve our services to members. No such combining will be done for marketing purposes.

E-mail addresses of visitors and members are never exchanged with other organizations except as provided for in the section on email list subscriptions below.

Financial Data Security

Sale forms that collect financial information (such as a credit card number) are offered over a secure socket layer that encrypts the data for delivery to our server, and all financial data is stored or transmitted using appropriate security measures.

Email List Subscriptions

The AUS uses your email address to update you on news that you have requested. To deliver this information to you, we use an email marketing service that helps us to conduct targeted permission-based email campaigns. When registering for our email newsletter(s), American Underwriting Services, LLC may collect and store the personal information that you provide on our behalf, but the contract between the AUS and our vendor prohibits it from sharing, renting, selling or trading any of this information to parties other than AUS. We adhere to all Federal and State privacy laws such as the FTC's privacy guidelines and other industry standards.

Opt-Out

Our site provides users the opportunity to opt-out of receiving communications from us at the point where we request information about the visitor. We offer the options below to view, modify, or delete your records with us.

Change/Modify

This site gives users the following options for changing and modifying information previously provided. If you have any questions about this privacy statement, the practices of this site, or your dealings with this Website, you can contact:

American Underwriting Services, LLC
1255 Roberts Boulevard, Suite 102 - Kennesaw, GA 30144
770-874-0486